ERISA Policy Evaluations | Employment Consulting & Voc Rehab
Vocational Analysis for Disability Insurance & ERISA Claims
We provide specialized vocational evaluations for long‑term disability (LTD), short‑term disability (STD), and ERISA‑governed insurance claims. Our services help determine functional employability, occupation classification, and wage earning capacity based on policy definitions and real‑world labor conditions.
Our vocational analysis supports claim reviews, appeals, and litigation by delivering objective, well‑documented findings that assist insurers, attorneys, and claimants in understanding vocational eligibility and employment potential.
We assist plaintiff's attorneys with the evaluation of policy language with regards to a claimant's Own Occupation as well as Any Occupation policy periods. Seacoast Rehabilitation has handled cases from all of the major carriers, such as Cigna, Standard Insurance, UNUM, Prudential, and Reliance Standard.
Case Support Offerings:
- National & Local Labor Market Surveys
- Transferable Skills Analysis
- Vocational/Employability Assessment
- Vocational File Review
- Risk Management
- National Telephonic Return To Work
- Premium Waver Analysis
- Vocational Aspects of Social Security Disability Determination
- National Forensic Testimony or Deposition (is needed)
- Gainful wage evaluation
- Occupation definition
- ERISA & Non-ERISA Vocational Evaluations
